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Loan Rates
All rates are effective May 13, 2010, and are subject to change without notice.
Secured Loans
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Auto’s Trucks, Motorcycles, Boats, RV’s, ATV’s Snowmobiles, Personal Water Craft, Travel Trailers and Campers. New or Used* |
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| TERM |
Annual Percentage Rate* |
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| 0-36 Months |
As low as 4.25% APR |
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| 37-48 Months |
As low as 4.25% APR |
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| 49-60 Months |
As low as 4.50% APR |
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| 61-72 Months |
As low as 4.75% APR |
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| 73-84 Months |
As low as 5.75% APR |
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| 84-120 months |
As low as 6.75% APR |
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Personal Signature Loan (Unsecured)
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| TERM |
Annual Percentage Rate1 |
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| Maximum 36 Months |
As low as 9.75% APR |
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Master Card
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| Annual Percentage Rate (APR) for Purchases |
Penalty APR – If you are 30 days past the due date |
Grace Period for Purchases |
Platinum MasterCard
7.90% |
12.90% |
25 days |
Classic MasterCard
9.90% |
14.90% |
25 days |
Home Equity Line of Credit
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| Loan to Value3 |
Annual Percentage Rate4 |
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| To 80% Loan to Value (LTV) |
As low as 3.25% APR |
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| To 90% Loan to Value (LTV) |
As low as 4.75% APR |
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Home Improvement Loans
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Up to 1/3 of the proceeds may be used for non-home-improvement purposes. |
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| TERM |
Annual Percentage Rate5 |
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| 0-60 Months |
6.90% APR |
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| 61-120 Months |
7.40% APR |
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Home Mortgages
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Metro Credit Union offers a variety of fixed and variable rate conventional, WHEDA, FHA, VA & USDA loans. |
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Rates are subject to change daily. Contact a Loan Officer for details. |
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* APR is the Annual Percentage Rate. Rates shown are the lowest possible rate after all applicable discounts; and will vary based on credit history, down payment, type of collateral and approximate term.
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